30 yr fixed: 6.125% . . .
15 yr fixed: 5.625%  . . .
3/1 ARM: 5.500% . . .  
5/1 ARM: 5.675%  . . .  
  7/1 ARM: 5.750% . . .
Mortgage Calculators
 
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Residential Mortgages throughout Florida, Maryland, and Virginia

Whatever your residential mortgage needs, First Banc Mortgage offers low rate loan programs to meet them. We can help you with:

  • Purchasing a residential property
  • Refinancing
  • Realizing home equity
  • Non-owner occupied dwellings
  • Manufactured homes

We handle conventional, jumbo, FHA, and construction loans.

Click here to use our Mortgage Loan Planner and find the right program for you.

Making the process as easy as possible

First Banc Mortgage is an easy-to-use, one-stop financial source committed to taking the headache out of the mortgage process.

As you can see from our Mortgage Application Guide, we assist you through every step of the process and do all the technical work for you.

The First Banc advantage

At First Banc Mortgage we have access to over 200 loan programs.

Because we are independent mortgage brokers we able to negotiate with multiple lenders to provide you the best possible loans and rates.

Check out today's rates for some of our most common and competitive mortgages in the chart top right

Less than perfect credit?

We specialize in home financing solutions for those with less than perfect credit including bankruptcies, collections, debt consolidations, divorce, tax liens, and late payments.

We can also arrange loan programs with various point structures or non-conforming programs such as No-Income Verification loans.

Quick response

If you want a quick response inquire online now, call 1-877-370-2262, or e-mail us, and one of our dedicated Mortgage Consultants will walk you through the whole process.

 
Fast Track Inquiry
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value
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MORTGAGE RATES
PROGRAM
RATE
APR
Loans under $275,000
Int. Only ARMs
30 Yr. Fixed 6.375 6.375
5/1 ARM 5.625 5.625
7/1 ARM 5.750 5.750
10/1 ARM 6.000 6.000
Jumbo Loans - $300,700+ construction/permanent
Fixed Rates/ARMs
30 Yr. Fixed 6.250 6.250
15 Yr. Fixed 5.875 5.875
5/1 ARM 5.875 5.875
7/1 ARM 5.875 5.875
10/1 ARM 6.125 6.125
Int. Only Fixed Rates/ARMs
30 Yr. Fixed 6.500 6.500
5/1 ARM 5.875 5.875
7/1 ARM 5.875 5.875
10/1 ARM 6.125 6.125

F.H.A. & V.A. Loans

30 Yr. Fixed 5.875 5.875
15 Yr. Fixed 5.500 5.500

4 Payment Option Loan

Option 1 1.000 1.000
Mortgage rate assumptions